[Effective as of February 5, 2015]
No Legal, Tax or Financial Advice Given. All of the material provided on Website, including, but not limited to, text, charts, profiles, reports, graphics, photographs, images, advice, messages, postings and other material provided on the Website are for informational purposes only and are not intended to provide legal, tax or financial advice. Users should consult with an attorney, tax advisor and/or financial advisor with any questions they may have regarding their personal finances.
The Term of the Agreement This Agreement shall commence as of the date the user subscribes to the Service and continue in effect thereafter until terminated in accordance with this Agreement (the “Term”).
No Cancelation Fee The fee you pay for the Service is payable in advance of the period and will not be refunded if you cancel your accourt, but there will be no other cancelation fee.
Your Account and Password You must have a valid, registered user account to access FamilyWealthMap. FamilyWealthMap may only be accessed and used by those authorized individuals who are registered with the Service. Your password may be changed by you as often as you like, however this password is non-transferable and your account may not be shared for other individuals to use. Upon termination of your subscription, by non-payment, cancellation, or suspension of service, this Agreement will automatically terminate and the license to use FamilyWealthMap under this Agreement shall be permanently revoked. You agree to accept responsibility for all activities that occur under your account or password.
YOU AGREE THAT YOUR ACCOUNT PASSWORD MUST BE KEPT PRIVATE AND MAY NOT BE USED BY ANY OTHER INDIVIDUAL OR AUTOMATED PROCESS TO ACCESS YOUR ACCOUNT.
Usage by Minors No individual under the age of thirteen (13) may be the primary account holder or unpload any material to the account. If you are under eighteen (18) years of age, you may use FamilyWealthMap only with involvement and express consent of a parent or guardian. Company reserves the right to refuse service, terminate accounts, or remove or edit content in their sole discretion.
Grant of License, Non-Transferable Membership Company grants you a limited, non-exclusive, non-transferable, revocable license to access and make use of the Website. You may not download or modify the Website or any other products of the Website, or any portion of them, except with express written consent of Company. This license does not include any resale of the Service or its contents; any derivative use of the Service or its contents; or any use of data mining, robots, or similar data gathering and extraction tools. FamilyWealthMap may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose (other than as provided in a Written Agreement) without written consent of Company. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Company without the express written consent of Company. You may not use meta tags or any other "hidden text" utilizing Company names or trademarks without the express written consent of Company. Any unauthorized use terminates the permission or license granted by Company. You are granted a limited, non-transferable, revocable, and nonexclusive right to create a hyperlink the homepage of FamilyWealthMap.com so long as the link does not portray Company, or its products or service in a false, misleading, derogatory, or otherwise offensive matter or create an impression that your website is in any way sponsored by, affiliated with or endorsed by Company. You may not use any Company logo or other proprietary graphic or trademark as part of the link without express written permission. All rights not expressly granted by Company to you are retained. If you become aware of any unauthorized use of your account, you agree to notify Company immediately.
No Liability for Data Stored on FamilyWealthMap. Company assumes no liability for any of the data that is stored on the Service, be it obscene, offensive, illegal, or if it is an infringement of property rights of anyone. Individual users are solely responsible for the file content they upload and store on this service.
Not HIPAA Certified The Service is not HIPAA compliant and you are solely responsible for any applicable compliance with HIPAA.
Digital Millennium Copyright Act of 1998 (DMCA) If Company removes or disables any portion of the Web site or Service, and the DMCA requires Company to notify you that it has been removed or disabled, then Company will make every reasonable attempt to notify you of the removal or disablement. You consent to the release of any information required to be disclosed by Company pursuant to the DMCA, whether disclosure is required by subpoena or otherwise. If you believe that any of your copyrighted work has been copied and is accessible on the Web site or pursuant to the Service in a manner that infringes on your copyright, then you should notify our copyright agent and provide the following details: (a) your name, address and electronic signature; (b) a description of the infringing materials and their internet location and/or the reference or link to the infringing materials; (c) sufficient information to identify the copyrighted works; (iv) your statement that you have a good faith belief that there is no legal basis for the use of the materials complained of; and (d) a statement of the accuracy of the notice and, under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the copyright owner. Our copyright agent for notices of copyright infringement on this Web site can be reached as follows: John Greenberg, c/o Legal Aggregation Technologies, 600 Washington Avenue, Suite 2500, St. Louis, MO 63101, (314) 444-7600, or email to firstname.lastname@example.org.
Excessive Data Storage. COMPANY ALLOWS FOR AN UNRESTRICTED AMOUNT DATA STORAGE, HOWEVER, IF THE TOTAL AMOUNT OF THE DATA STORED IN YOUR ACCOUNT IS DETERMINED BY COMPANY IN ITS SOLE DISCRETION TO BE EXCESSIVE GIVEN THE INTENDED PURPOSE OF THE WEBSITE, COMPANY RESERVES THE RIGHT TO EITHER ASK YOU TO REDUCE THE AMOUNT OF DATA STORED, CANCEL YOUR ACCOUNT, OR CHARGE YOUR ACCOUNT A FEE OF $0.50 PER GIGABYTE/MONTH FOR THE STORAGE AMOUNT THAT IS DEAMED EXCESSIVE. THE COMPANY WILL ATTEMPT TO CONTACT YOU AT LEAST 30 DAYS PIOR TO SUCH CHARGE TO THE EMAIL ADDRESS ON RECORD FOR THE ACCOUNT HOLDER.
Account Aggregation Disclaimer Balances and other data reflect the most recent refresh and may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the financial institution or other service provider is otherwise not accurate or current. Data, information and any calculations based on such data or information are provided for informational purposes only, and are not intended for trading or transactional purposes. Company shall not be liable for any errors or delays in the content, information, data, calculations, and advice users may receive relative thereto or for any actions taken in reliance thereon. The trading, transactional, and or other services, which users may link to through this page, are services of the listed financial institutions and other service providers. Company provides links to selected financial institutions and other service providers for your convenience only. Company is not a registered broker-dealer or financial advisor and does not endorse or recommend the services any financial institution or advisor. The financial institution, advisor or other service provider you select is solely responsible for its services to you, the user. Company shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of any financial institution, advisor, or other service provider.
Your use of the service Your access and use of the Website may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Website or other actions that Company, in its sole discretion, may elect to take. Company will do its best to make such interruption as minimal as possible to avoid any inconvenient for you.
Rights You Grant to Us. Although the only personal information that the Company can view is your email address, by submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to Company through the Service, you are licensing that content to Company solely for the purpose of providing the Service. Company may use and store the content, but only to provide the Service to you. By submitting this content to Company, you represent that you are entitled to submit it to Company for use for this purpose, without any obligation by Company to pay any fees or other limitations.
Access and Interference. You agree that you will not use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Website or any portion of Website, without Company’s express written consent, which may be withheld in Company’s sole discretion; use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search Company or the Service, other than the search engines and search agents available through the Service and other than generally available third-party web browsers (such as Microsoft Explorer); post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of Company or the Service; or attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of Company or the Service.
Disclaimer of Representations and Warranties THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH COMPANY OR PROVIDED ON OR THROUGH THE SERVICE ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. COMPANY MAKES NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SERVICE, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. COMPANY IS NOT RESPONSIBLE OR LIABLE FOR THE DELETION OF OR FAILURE TO STORE ANY CUSTOMER DATA MAINTAINED OR TRANSMITTED THROUGH USE OF THE SERVICE. THIS SERVICE IS NOT INTENDED TO BE THE SOLE BACKUP LOCATION FOR ANY DATA. CUSTOMER IS SOLELY RESPONSIBLE FOR BACKING UP DATA. COMPANY DOES NOT WARRANT THAT THE OPERATION OF THE SERVICE WILL BE ERROR-FREE OR UNINTERRUPTED. THE SERVICE IS NOT DESIGNED OR INTENDED FOR HIGH RISK ACTIVITIES.
Your Login Credentials Password You agree that you are the only person responsible for the security and the protection of your login credentials.
US Laws When using FamilyWealthMap, you agree to follow U.S. laws regarding transmitting data, and not to make illegal use of the FamilyWealthMap System or use it for purposes, which are illegal. Further, you agree not to use the System for transmitting vulgar, obscene, harmful, libelous, abusive, or unlawful material. You agree not to attempt to gain access to other computer systems. Also, you agree not to interfere with anyone else who is a member of FamilyWealthMap in their use and enjoyment of the FamilyWealthMap web site or other FamilyWealthMap products. You agree to not transmit anything over FamilyWealthMap that could cause civil liability against anyone, or break applicable international regulations, international laws, national laws, national regulations, state laws, state regulations, or local laws, or local regulations.
Sole Responsibility for Data You agree to be solely and completely responsible for all of your transmissions onto and off of your FamilyWealthMap account, and the contents of those transmissions. Data RetentionWhen you terminate your account through the Website, data and files stored in your account will be deleted automatically. We recommend you download your files before terminating your account. If the Company terminates your account, you will be provided at least ninety (90) days prior notice by email to the email address on record, before your files and data are deleted. You will have the opportnity during that time to use the Service to download your files to your own system before it is deleted from the Service.
Enforcement If Company fails to act on any of the terms of this document it should not be construed as a waiver of any provision unless Company agrees to any such waiver in writing.
Automatic Renewal of Account and Recurring Charges At the conclusion of any service term, whether monthly, yearly, or otherwise, Company will automatically renew the service for the same term and will charge the Account user's credit card, or send an invoice, on the first day of the renewal term. For all FamilyWealthMap Account users paying by credit card, you authorize a recurring monthly or annual charge to your credit card in exchange for the use of the Service and remote drive space, according to the selected monthly or annual plan. Your credit card statements will keep you informed of account status and you will not receive any further invoices or statements from Company for as long as you are enrolled in the service. The FamilyWealthMap service can be discontinued by canceling your account on your FamilyWealthMap dashboard prior to the next billing period. Charges will appear on statements as FamilyWealthMap. If any credit card information is found to be invalid, or if the credit card expires, you will be given at least 5 days from date of notification to correct the credit card information before the service is suspended. All matters concerning billing can be submitted by email to email@example.com or by phone to 1 (800) 975-5221-0089 Mon-Fri, 8am-5pm Central Time.
Payment by Credit Card. If payment by credit card fails, there is a seven (7) day grace period to correct the credit card information on file and post a payment to the account. After the seven (7) day grace period, nonpayment may result in suspension of service and subsequent termination of your service contract.
Residents within the European Union By using the FamilyWealthMap service, residents of the European Union consent to the processing of personal information in the United States.
Alerts You understand and agree that any alerts via email or otherwise, provided to you through the Service, may be delayed or prevented by a variety of factors. Company does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. The Service is only a convenience service and is not intended to be your only source of alerts, especially for time critical information. You agree that Company shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.
Entire Agreement. This agreement is the entire agreement between you and Company regarding the Service and replaces any other agreements unless such other agreement explicitly provides otherwise and specifically references this Agreement. If there is a conflict between this agreement and a signed written agreement between you and Company, the signed, written agreement will control. If any portion of this Agreement is held to be unenforceable for any reason, the remaining provisions will be unaffected and remain in full force and effect. Company’s failure to enforce a provision shall not constitute a waiver of its right to do so later.
Assignment Company may assign this Agreement at any time. You may not assign or transfer this Agreement.
Jurisdiction and Laws Company is based in the state of Missouri and makes no claims that the content and information included on the Service is appropriate or may be downloaded outside of the United States. Access to the content and information included on the Service may not be legal by certain persons or in certain countries. If you access the Service from outside the United States, you do so at your own risk and are solely responsible for compliance with the laws of your jurisdiction and any other applicable laws. This agreement shall be governed by the laws of the state of Missouri and the applicable federal laws of the United States of America. You hereby submit to the exclusive jurisdiction of the state and federal courts sitting in St. Louis County, Missouri for all disputes involving Company and/or the Service.
Use of Customer Names and Logos Commercial customers agree to the use of its name and logo on the Company’s website among a listing of other current customer logos, provided Company agrees to remove the logo as soon as practicable upon the Licensee ceasing to be a customer of the Company.
Changes to Service Company reserves the right to change or modify the Service at any time, with or without notice. Company shall be in no way liable for any consequence to anyone or anything which results from our decisions regarding changing or discontinuing any of the features of the Website.
Email Communications By providing us with your e-mail address, you agree to receive all required notices electronically, at that e-mail address. It is your responsibility to update or change that address, as appropriate. By agreeing to the Terms of Service, you are agreeing to receiving email communications from FamilyWealthMap.com, which may include account notifications, billing notifications, and promotional notifications.
Thank you for choosing Legal Aggregation Technologies.